VIVAT consists of the insurance brands Zwitserleven and Reaal, and asset manager ACTIAM. Each brand focuses on different customer groups with its own products and services to meet their needs optimally. Our brands share the same guiding principle of providing our customers with support in the form of fair, transparent, sustainable products and services in every phase of their life.


Zwitserleven was established in 1901 and has become one of the leading pension insurers in the Netherlands. Zwitserleven offers products for wealth creation 'for later'. Zwitserleven has repeatedly been awarded for the most sustainable investment policy in the Netherlands.


Reaal offers life insurance and mortgages and aims to improve the financial resilience of customers by helping them make informed choices about their financial situation.

Since 2 April 2020 the property & casualty business of Reaal has been acquired by NN.


As an asset manager, ACTIAM manages the assets of the insurance entities of VIVAT and of listed and unlisted investment funds, pension funds, insurance companies and business clients in Europe.